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My elderly father uses a financial planner/wealth management firm.

Their returns are not spectacular and they charge fees but overall they are net positive on returns.

My sister and I were discussing if this was a great idea for him and she pointed out:

"Really, he needs someone he can call to send a check somewhere or send a digital payment and he just calls them and they make it happen."

Ideally, there would be a more generic service that would do this for the elderly. It would be the financial version of those "senior phones" that have big buttons and a "help" button that connects you to a person.



Even simpler: I wish banks would allow you to set up a requirement of MFA for transactions over a certain amount (with everyone's consent of course).

My parents are not yet a concern for this stuff, but I imagine eventually they might be.

So I would get a notification on my phone to approve the transaction/withdrawal.




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